How much does a car appraisal cost?

Our prices, how your level is set, what the add-ons cost and why the fee never depends on the value we conclude.

Reviewed November 2026 · Written by the Aprazio team

The short answer. At Aprazio, a Virtual Appraisal starts at $395 and an On-Site Appraisal at $595. Your exact flat price is shown before you pay, with no deposit and no quote request. It depends on the reason for the appraisal, the make and the value range of the vehicle, and it never changes based on the value we conclude.

Our five price levels

LevelTypicallyVirtualOn-Site
1 · StandardEveryday vehicles for insurance, financing or personal value$395$595
2 · LuxuryLuxury makes such as BMW, Mercedes-Benz, Lexus, Audi and Porsche$495$695
3 · SpecialtyCollector & classic, estate, divorce, donation & tax, total loss and diminished value, or vehicles valued at $75,000 or more$595$795
4 · Exotic & $200K+Exotic makes and vehicles valued at $200,000 or more$795$1,195
5 · Rare & $400K+Vehicles valued at $400,000 or more$995$1,395

How your level is set

Your level is the highest of three things: the reason for the appraisal, the make of the vehicle, and the value range you select when you order. A few examples:

  • A Toyota Camry appraised for insurance is Level 1: $395.
  • A BMW 3 Series appraised for insurance is Level 2: $495.
  • The same BMW appraised for a divorce settlement is Level 3: $595.
  • A Ferrari appraised for any reason is Level 4: $795.

The reason matters because some appraisals take more work: they need more documentation, a more specific type of value or more careful support for the conclusion.

Add-ons

Add-onPriceAvailable for
Printed & bound copy, mailed+$100All appraisals
Notarized, wet-signed original+$75With the printed copy
Second value conclusion+$95Insurance, collector & classic, exotic, estate, donation & tax, personal value
Alternate valuation date (IRS Form 706)+$195Estate; donation & tax with an estate tax return
Claim-ready packet+$95Diminished value and total loss
Insurer rebuttal letter$195Added after delivery, for total loss disputes

Annual updates

If you need a refreshed value for the same vehicle within 12 months of the original report, an annual update is 50% of the original Virtual price. It is a simple way to keep an agreed value or an estate file current.

Why the fee never depends on the value

Appraisal standards forbid a fee that depends on the value concluded or on the outcome of the assignment, and the IRS regulations bar fees based on a percentage of the appraised value for donations. We set your price from what you tell us at order time, and we do not re-price afterward because our conclusion came out higher or lower than you hoped. That is part of why the report can be trusted. Extra scope, such as a second vehicle or extended travel for an on-site visit, is a separate quoted supplement.

What you get for the price

You get a written appraisal report from an independent, certified appraiser, following USPAP methodology, delivered within 72 hours (business days) of receiving your complete details. Ordering takes about five minutes and is entirely online: you pick the reason, upload photos and pay. There are no appointments, no phone calls and no deposit. You see the exact flat price before you pay.

Comparing prices? We cannot speak for other appraisers, but the useful questions are the same everywhere: what credentials does the appraiser hold, does the report follow a recognized standard, is the price fixed up front, and does the fee depend on the result.

Frequently asked questions

Is the price the same whatever my car is worth?

Your level depends on the reason, the make and the value range you choose, so a high-value car is priced a level up. Once the price is shown, it is fixed. We never change it based on the value we conclude.

Is there a deposit or a quote request?

No. The flat price is shown during ordering and you pay once, at checkout.

What is included in the base price?

The written appraisal report. Printed copies, notarization, a second value conclusion and the other add-ons are optional extras, listed in the table above.

How much is an annual update?

50% of the original Virtual price, for the same vehicle, when ordered within 12 months of the original report.

How much does an on-site appraisal cost?

On-Site pricing runs from $595 at Level 1 to $1,395 at Level 5. Extended travel can be quoted as a supplement.

See your exact price in about a minute. Tell us the reason and the vehicle, and you will see the flat price before you pay. See My Price →

This guide is general information, not legal or insurance advice. Aprazio is not a law firm or an insurance adjuster, and rules and deadlines vary by state and by policy. Check your own policy and your state's rules, and speak with an attorney if you need legal advice.

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Agreed vs stated vs actual cash value · What is USPAP? · Do I need an appraisal to donate a car?